Nothing comes off a New Hampshire paycheck at state level. There is no wage income tax, no city or county tax, no disability premium and no mandatory paid leave contribution. On a $75,000 salary a single filer keeps about $61,593, which is the same figure as Texas or Florida, because federal tax is the whole story.
What changed recently is that the sentence above no longer needs a footnote. For the first time since 1923, New Hampshire has no income tax of any kind.
The last New Hampshire income tax has been repealed
The state never taxed wages, but it did tax interest and dividend income. That tax was first enacted in 1923 and sat at 5% from the late 1970s onward, until the legislature wound it down and ended it.
| Tax year | Rate on interest and dividends |
|---|---|
| 2022 and earlier | 5% |
| 2023 | 4% |
| 2024 | 3% |
| 2025 onward | None. Repealed. |
So if you are reading an older guide that says New Hampshire has no income tax except on interest and dividends, the exception has expired. The practical effect is for retirees and anyone living partly on investment income, who until the 2024 tax year filed a New Hampshire return that no longer exists.
Paid family leave here is something you buy, not something withheld
Several states fund paid family and medical leave with a compulsory payroll deduction. New Hampshire’s version is voluntary at both ends, which is why it never appears as a line on a pay stub unless somebody chose it.
An employer can buy a group plan, and gets a Business Enterprise Tax credit worth 50% of the premium it pays. An employer that buys one can cover all of the premium, share it with workers, or pass on all of it, so if you do see a deduction, that is the arrangement your employer picked rather than a state levy. If your employer offers nothing, you can buy an individual policy yourself: the state caps the premium at $5 a week, which is $260 a year, for 60% of your wages up to the Social Security cap, for up to six weeks of leave a year.
This is where two no income tax states stop looking alike. Washington also has no income tax, and takes 1.3872% of every paycheck for its two mandatory programs, which is $1,040 a year at $75,000. The most a New Hampshire worker can pay for comparable cover is $260, and only if they go out and buy it. Same headline, four times the deduction.
What actually comes out of a New Hampshire paycheck
Two things, and then whatever you signed up for:
- Federal income tax, about $7,670. With no state tax to soften it, this is the only line your W-4 can move, which makes getting the form right unusually worthwhile here. What FIT on your pay stub is explains how it is worked out.
- Social Security and Medicare, $5,738. A flat 7.65% that no form changes. There is no state equivalent to add to it.
- Whatever you chose. Health premiums, a 401(k), an HSA, or a paid leave policy if you bought one.
That leaves about $5,133 a month, or about $2,369 every two weeks on a biweekly schedule. Unemployment insurance is charged to employers rather than deducted from wages, so it should not appear on your stub as a deduction at all. There are very few candidates for an unfamiliar line on a New Hampshire stub: federal tax, FICA, and whatever you signed up for yourself.
Where you work decides this, not where you live
This is the single most expensive misunderstanding about a New Hampshire address. Living here does not exempt you from another state’s income tax on wages you earn in that state.
On $75,000, Massachusetts takes about $3,430 of income tax with one exemption claimed, plus $345 for its paid family and medical leave program, so about $3,775 a year. A New Hampshire resident who commutes to a job in Massachusetts pays that, and the same principle applies to a job across the border in Maine. If the work itself is done in New Hampshire, including remote work for an out of state employer, the answer can differ, and it is worth asking your payroll team which state they are withholding for before you budget around it.
The take-home pay by state table puts every state’s figure next to each other if you are weighing up an offer somewhere else.
New Hampshire paycheck calculator FAQ
No. Wages were never taxed here, and the interest and dividends tax, which was the state last income tax, is repealed for taxable periods beginning after December 31, 2024. There is no New Hampshire income tax of any kind now.
Federal income tax and FICA, and nothing else unless you chose it. On a $75,000 salary that is about $7,670 and $5,738, or $13,408 in total, leaving about $61,593.
Yes. Massachusetts taxes wages earned in Massachusetts, which is about $3,430 at a $75,000 salary with one exemption claimed, plus $345 for its paid leave program. A New Hampshire address does not exempt you, because the state where the work is done is what matters.
Only if you or your employer chose to buy the cover, because the program is voluntary. An individual policy is capped at $5 a week, and an employer with a group plan may pay all of the premium, share it, or pass on all of it.
About $61,593 a year, which is roughly $5,133 a month or $2,369 every two weeks. That is after federal income tax and FICA, and before anything you chose to have deducted.