Florida levies no personal income tax, and no Florida city or county levies one either. Nothing comes out of your wages at state level, so this Florida paycheck calculator comes down to federal income tax, Social Security and Medicare, plus anything you have elected to have deducted before tax.
On a $75,000 salary a single filer keeps about $61,593. The complications in Florida are not about the rates. They are about where you moved from and who you work for.
What comes out of a Florida paycheck
With no state layer, the only variables are the ones on your Form W-4 and whatever you have set up to come out before tax.
- Federal income tax, from your W-4 and the IRS percentage method.
- Social Security at 6.2% on the first $184,500 of wages in 2026.
- Medicare at 1.45%, with an extra 0.9% on wages over $200,000.
- Pre-tax deductions you have chosen: retirement, health premiums, an HSA.
Florida funds its unemployment program, which it calls reemployment assistance, entirely from employers. No part of it is deducted from your wages.
Moving to Florida partway through the year
A move south does not erase the state tax you already paid this year, and that catches a lot of people expecting a clean slate.
Withholding follows where you work. Wages you earned in your previous state stay subject to that state’s rules, and you will normally file a part-year resident return there covering the months before the move. Your Florida wages from the move onwards carry no state tax at all. Both things are true in the same tax year, and neither is a mistake.
Working remotely for an out-of-state employer
This is the one that costs people real money, and it is worth checking before you assume Florida residency has solved your tax bill.
A few states apply what is called a convenience of the employer rule, which treats a remote worker as though they were still at the office. New York is the one to watch. Its tax department states plainly that for someone whose primary office is in New York, “your days telecommuting are considered days worked in the state unless your employer has established a bona fide employer office at your telecommuting location.”
In plain terms: living in Florida and working remotely for a New York employer can still leave you owing New York tax on that income, unless your employer has genuinely established an office where you are. Working from your spare room does not qualify.
Worth checking: if you work remotely for an employer in another state, look at your pay stub for a state withholding line. If one is there, that state still considers your wages theirs, and this calculator will show a higher take-home figure than you actually receive.
Florida paycheck calculator FAQ
Only federal income tax and 7.65% for Social Security and Medicare. Florida has no state or local income tax. On a $75,000 salary a single filer keeps about $61,593, roughly 82% of gross pay.
No. Florida levies no personal income tax on wages, and no Florida city or county levies a local one. Its constitution prohibits a personal income tax without a voter-approved amendment.
Yes, on the wages you earned before the move. Withholding follows where you work, so your earlier state keeps its claim on that income and you will usually file a part-year resident return there. Everything you earn in Florida after the move carries no state income tax.
Probably yes. New York applies a convenience of the employer rule, which treats telecommuting days as New York work days unless your employer has established a bona fide office at your location. A home office you set up yourself does not usually meet that test.